14 Foolproof Ways to Lower Your Living Expenses
Want that great deal for upgraded Internet and all the move channels? What's another $23 a month? Problem is, before you know it you're sinking in bills and your monthly payments have become a burden. Here are 14 ways to lower your monthly nut and get back to stress-free living.
New Disclosure Rules Impact Condominiums
Residential real estate has changed as of this month. There are new contract forms for Maryland and the District, and the new mortgage disclosure rules issued by the Consumer Financial Protection Bureau are now in effect. And there even is new terminology. A lender is now a creditor and the borrower/buyer is a consumer. The initial Truth in Lending statement and Good Faith Estimate we have used for a number of years has been replaced with the Loan Estimate. And the old-faithful HUD-1 (the settlement statement) has been discarded in favor of a "Closing Disclosure".
A simple path to happiness this ThanksgivingSeveral days ago, I had an “aha!” moment that completely reframed my thinking about happiness. It struck me that the route to happiness could be explained in a simple four-step model. This approach can completely transform your life if you choose to implement it ......Read More
Talk turkey to me: Real estate agents share their favorite Thanksgiving traditionsThis year, we decided to ask industry professionals about their favorite Thanksgiving traditions. Here are a few of our favorites ......Read More
NASA calls for real estate pros in 3-D printed habitat competitionNASA wants real estate pros for 3-D printed habitat contest ......Read More
Will ‘small-minded’ tax bill nudge the market? Not likelyFinancial markets do react to changes in financial public policy. That’s a valid axiom. So, if markets do not move when new public policy arrives, does that mean that markets no longer care? Or that the particular new policy does not matter ......Read More
How to build a brand from the ground upWhen Stacie Perrault Staub left her job as director of marketing at her old agency, she made the quick (and brilliant) decision to start her own brokerage. Motivated and determined to change the Denver real estate scene, Staub hit the ground running and created a successful brokerage and brand in 9 short months ......Read More
Freddie Mac to invest $500M in Low-Income Housing Tax Credit marketFreddie Mac today announced its re-entry into the Low-Income Housing Tax Credit (LIHTC) market as part of the newly launched Duty To Serve program, an initiative geared toward addressing persistent affordable housing problems by preventing foreclosures, responsibly expanding credit, educating future borrowers, counseling current borrowers and supporting affordable rental housing ......Read More
Zillow’s 6 predictions for the 2018 housing marketIf only we could stare into a crystal ball to see exactly what 2018 holds for the housing market. More inventory? Yes! Slower home price growth? Absolutely! Oprah giving everyone a free house? That would be a dream come true ......Read More
MLSs in North Carolina consolidate for cost savings, bargaining powerMore and more multiple listing services are listening to the drumbeat of consolidation nationwide. CarolinaMLS, a wholly-owned subsidiary of the Charlotte Regional Realtor Association, will acquire the North Carolina Mountains MLS on January 1, ......Read More
What design elements are millennials looking for in a home?With millennials becoming the largest segment of homebuyers, it's critical for homesellers and their real estate agents to know their design preferences. Thanks to the 2017 Taylor Morris Consumer Survey, we know what recent and prospective millennial homebuyers are into. ......Read More
Potential sellers staying put to avoid homebuyer hellMost real estate experts would agree that it's a seller's market -- inventory is low and buyer demand is high, meaning that homeowners can garner higher sales prices than ever before. So, why aren't homeowners selling their homes? They don't want to navigate the current housing market as buyers ......Read More