14 Foolproof Ways to Lower Your Living Expenses
Want that great deal for upgraded Internet and all the move channels? What's another $23 a month? Problem is, before you know it you're sinking in bills and your monthly payments have become a burden. Here are 14 ways to lower your monthly nut and get back to stress-free living.
New Disclosure Rules Impact Condominiums
Residential real estate has changed as of this month. There are new contract forms for Maryland and the District, and the new mortgage disclosure rules issued by the Consumer Financial Protection Bureau are now in effect. And there even is new terminology. A lender is now a creditor and the borrower/buyer is a consumer. The initial Truth in Lending statement and Good Faith Estimate we have used for a number of years has been replaced with the Loan Estimate. And the old-faithful HUD-1 (the settlement statement) has been discarded in favor of a "Closing Disclosure".
The new housing cycle: No cycle at allIn the old days, from the 19th century through the founding of the Fed in 1912, and modern times until about 2000, U.S. economic cycles were defined by the housing cycle. Big booms and busts they were, and if not quite predictable, certainly a recurrent pattern ......Read More
LoanDepot partners with AI tech to improve the mortgage processLoanDepot has partnered with OJO Labs, an AI technology tool that cultivates and nurtures leads throughout the homebuying process, to bring detailed mortgage information and offer loan pre-qualification to consumers using the OJO platform ......Read More
Ryan Schneider of Capital One will take over Realogy as CEOFormer Capital One exec Ryan Schneider will replace Richard Smith as CEO of real estate giant Realogy, effective December 31, 2017, the company announced today.
Industry professionals still top resource for mortgage shoppersMortgage shoppers are most influenced by real estate agents and lenders, more so than online sources, a new study by Fannie Mae finds. ......Read More
How to control problem agents before they wreck your brokerageWatch the full talk from Climb Real Estate's Eugene Pak at Indie Broker Summit on how to help your agents (quirks included) reach their highest potential ......Read More
New real estate course is all about artificial intelligenceTexas-based Champions School of Real Estate and Skyler360 are offering a continuing education class on artificial intelligence in real estate ......Read More
The top 7 ways real estate agents annoy clientsThe last thing you want to do is upset your real estate clients. Satisfied clients refer more business your way, and happy clients go a long way in making your job more enjoyable ......Read More
6 ways to find your footing in traumatic timesHurricanes, floods, fires, the mass shooting in Las Vegas, rape and sexual abuse scandals in Hollywood, fears about a nuclear attack from North Korea -- the horrific news keeps piling up with no apparent relief in sight ......Read More
How to make your real estate descriptions more powerfulEver wondered how some real estate agents can craft property descriptions that hit home with buyers? How do they choose their words in a way that makes the ordinary sound enticing ......Read More
How to speed up your new real estate career in a slow marketWhen the market slows what’s a new real estate agent to do? The answer is simple: Embrace the down time and revamp your career. This is the perfect time to optimize your efforts by planning, polishing your presentation tools and implementing systems ......Read More